January 27, 2012

ZBest Real Estate Office!

Posted to Jeremy Page

For the 3rd year in a row, my office has been named by the readers of Zionsville Times Sentinel as the best real estate company in Zionville. I’m proud to be the top sales and listing agent of this top Zionsville real estate office! We have earned this honor by working hard for our clients and the community.

Do you want an agent who is dedicated to working hard for you? Give me a call/text at 317-413-5311 or email me at . There are so many benefits to both buying or selling a home right now. Get a hold of me and I can share those reasons with you.

Posted by:  Jeremy Page



January 25, 2012

Foggy Windows?

Posted to Jeremy Page

One question I get often from buyers who are looking at homes is, why do some of the windows look foggy? This is often noticeable during the winter times. Typically, the fog is due to a broken window seal. This is when the seal between glass panes has a leak and does not keep it air tight. You used to have to replace the window when this became a problem. Now you are able to have a company out to just replace the seal and clean the windows to make them look new again. The bigger issue isn’t the foggy look but the loss of efficiency. The space in between the panes are meant to increase the efficiency and this is lost once the seal is compromised.

When thinking about selling your house some items like this might need to be addressed. Repairs to a house prior to selling it might greatly help in the time on market. However, it is important to keep in mind that you should talk to a real estate professional such as myself prior to making any expensive repairs. It can be easy to spend too much money making repairs that will not bring any money back to you in the sale. Are you in need of someone to fix your windows? How about any other repairs on your house? If so give me a call/text at 317-413-5311 or email me at

Posted by:  Jeremy Page



January 23, 2012

Super Bowl in Indy is Right Around the Corner

Posted to Boone County Indiana, Jeremy Page

I’m excited about the opportunity we are going to have to showcase our town to the world! In just a few weeks we will be drawing the attention of all the worlds media. I will be participating in some of the events for the Super Bowl that will be in town for the weeks leading up to the big game.

There are going to be activities from the NFL Experience to Concerts to high end parties. If you are planning on going downtown to participate in any of the activities you will want to check out www.indianapolissuperbowl.com. This website will let you see what activities are happening and provide you with information on how traffic flow is going to work and places to park.

Posted by:  Jeremy Page



January 19, 2012

Kind Words From a Past Client

Posted to Jeremy Page

The paragraph below is copied from an email from a past client. I thought I would share it with you as it testifies to my ability to sell real estate and ensure customer satisfaction.

We can't say enough about your ability to sell houses. It's hard enough to sell a regular house, let alone a condo - talk about a niche market. And you sold two of them for us very quickly, both in bad markets. I don't think it would have happened if you wouldn't have been so tenacious with your follow-up. We will always use you when we need to buy or sell a house.

Thanks, Summer

Are you thinking about buying or selling a house? I’d love to help you meet your real estate needs. Please call/text me at 317-413-5311 or email me at

Posted by:  Jeremy Page



January 17, 2012

MetLife Home Loans

Posted to Jeremy Page

A new announcement has been made and MetLife is getting out of the mortgage industry. One of my preferred lenders worked with MetLife and she is currently comparing other companies to work for. I have worked with MetLife a lot in the past for mortgages and it was always a good experience. It was just a business decision for the company to get rid of this division. I have many great lenders I work with.

If you are thinking about buying a home or refinancing give me a call/text at 317-413-5311 or email me at .

Posted by:  Jeremy Page



January 13, 2012

Indianapolis Area Real Estate Inventory Levels

Posted to Jeremy Page

We are currently at the lowest amount of inventory on the market since 1998! I know it is hard to believe, but there was a big sell off of homes in December and many more that have expired. This might be a great opportunity of time to get your house on the market if you want to sell. Starting mid February we will probably see many homes coming on the market. It might be very advantageous to list your house before all of your competition does. There are currently around 14,000 properties on the market right now. Last summer there were around 24,000.

Are you thinking about selling your house? Give me a call/text with any questions or to get the process started at 317-413-5311 or email me at .

Posted by:  Jeremy Page



January 13, 2012

Are you Considering Downsizing?

Posted to Jeremy Page

When the time comes to downsize there are a few tips that might help you with the process. One of the biggest tips is to not focus on the entire house at once. It can easily be overwhelming when you look at all the items you have accumulated. Often it will be more manageable if you work through the house one room at a time. While going through the rooms, evaluate what you have in each room. Are there items of value that you no longer need? If so, there are websites such as Craigslist and Ebay might provide a way for you to sell these items. If there are items that you do not use but don’t want to sell there are many charities such as Goodwill, Amvets or other local non-profit agencies who would appreciate the donation and put it to good use.

As you go through the evaluation process find the items that have special memories to you and make sure they are secured properly to protect them from damage. Important documents and pictures can be converted to a digital copy to ensure additional protection.

If you are going to downsize there are many great smaller homes available in our local Indianapolis market. I have just recently helped my grandma downsize from her house that my Grandpa built 30 years ago. Now that she has been in her smaller home for a few months she is really enjoying it. She always talks about how it was such a great decision and enjoys the benefits of a smaller home. If you are interested in talking about some of the possibilities for downsizing in this area please give me a call/text at 317-413-5311 or email me at .

Posted by:  Jeremy Page



January 11, 2012

Relocating?

Posted to Jeremy Page

I am a certified relocation REALTOR. In fact, my brokerage has just received a very high honor from Sirva, one of the leading relocation companies in the United States. We were ranked 2nd out of 215 firms in the 3rd Quarter of 2011! The rankings were based on many components of the real estate sales process including: Accuracy of Documentation, Pricing, Marketing and Client Satisfication. If you are being relocated into or out of the Indianapolis area with your job I can help you!

As a certified relocation specialist you can request me as one of the agents you interview to represent you. The relocation process can be overwhelming at times but I am there to help alleviate some of the stress and guide you through the process. Often times I find my relocating clients have many questions about the process and how to benefit the most from their relocation package. Though relocation packages can vary greatly most relocation companies use a similar process. If you have any questions about how I can better help you in your relocation and explain the process give me a call/text at 317-413-5311 or email me at .

Posted by:  Jeremy Page



January 06, 2012

Sales and Listing Agent of the Year

Posted to Jeremy Page

The official news just came out from our corporate office. I have just been named the Sales Agent and Listing Agent of the year for my office! This is the fourth year in a row I have received the honor of being the Sales Agent of the Year and second year in a row I’ve received the Listing Agent of the year award. I will be presented an award at our annual sales meeting at the end of the month. I’ll be sure to blog a picture of me receiving the award after I receive it.

Do you have questions about buying or selling real estate? I’m an expert on this topic in the Boone, Hamilton, Hendricks and Marion Counties here in Central Indiana.

Posted by:  Jeremy Page



January 01, 2012

Happy New Year!!!

Posted to Jeremy Page

I hope you have some great things planned for 2012. I know I do and it includes helping you out with any real estate needs you have. Call/text me at 317-413-5311 or email me at with any real estate related questions you might have. I hope this year is the best one yet for all of you!

Posted by:  Jeremy Page



December 30, 2011

Thinking About Building a New Home?

Posted to Jeremy Page

If so, you aren’t the only one. New home sales have been up dramatically in 2011. Many of the homes that were built just before the “real estate burst” have now either been sold by the builder or gone through the foreclosure/bankruptcy process and been sold by the lender. The sale of these properties have allowed the new home market to start growing again. It appears that these never occupied homes supply and demand have started to balance out.

If you are considering new construction I have many great builders I have worked with, from first time home buyers to multi-million dollar homes. If you would like some more information about some of the local communities that have open lots please call/text me at 317-413-5311 or email me at .

Posted by:  Jeremy Page



December 28, 2011

Is Further Government Intervention Needed for Housing Recovery?

Posted to Jeremy Page

The statistics between 2010 and 2011 indicate NO! Though during the home buyer tax credit of 2010 there were elevated sales levels, there were also low sales levels after the stimulus expired. In 2011 the local MIBOR region was flat over the government stimulated 2010. This is yet another sign of continued recovery in the local Indianapolis area real estate market. I anticipate next year seeing a few percent higher number of sales in this area. December has been very active compared to this time of the year in the past few years. A strong December in real estate typically means a good start to the following year!

Have you considered buying or selling some real estate? For free no pressure advise call/text me at 317-413-5311 or email me at .

If you would like to find out more about the local communities or homes currently on the market go to www.YourREALTORJeremy.com.

Posted by:  Jeremy Page



December 26, 2011

Predictions of a Continued Real Estate Recovery

Posted to Jeremy Page

Barclays Capital’s analyst , Stephen Kim, has predicted a housing recovery. He has stated improving job numbers and stabilization of non-distressed home sales as some of the biggest factors in the continued recovery. Kim went on to bring up the lack of media attention to the stabilizing of home prices without government intervention. I agree with him, it seems the media was quick to talk about how bad it was but have not been getting the word out about how much improvement we have seen in real estate this past year.

Are you interested what the pricing looks like for houses in your neighborhood? Give me a call/text at 317-413-5311 or email me at . You can also see the houses that are currently on the market at www.YourREALTORJeremy.com.

Posted by:  Jeremy Page



December 25, 2011

Merry Christmas!!!

Posted to Jeremy Page

I hope you are enjoying this great day. I have so much to be thankful for and am excited about spending time with my family today. What are your plans? What holiday traditions do you have?

Posted by:  Jeremy Page



December 23, 2011

My Office Christmas Festivities

Posted to Jeremy Page

Once again our office hosted a holiday brunch instead of a sales meeting. This year our manager had a contest handing out bulbs that were representative for gifts we would receive. Each of our agents were able to earn bulbs by doing various real estate related tasks such as listing appointments, showing buyers, pending contracts and closed contracts. I’m proud to say that again this year I earned the most bulbs! We had a great time opening all the gifts and talking about our holiday plans.

For more information about the local Boone, Hamilton and Hendricks County, Indiana real estate markets give me a call or text at 317-413-5311 or email me at . You can also check out local listings that are available at www.YourREALTORJeremy.com.

Posted by:  Jeremy Page



December 21, 2011

Home Staging Tip

Posted to Jeremy Page

Are you trying to get your house to showroom condition? There are many things you can do to make your house more appealing to buyers. The most effective thing to make it show better is to remove clutter. This includes things you might not think of like removing diplomas from the wall. A diploma on the wall could allow a potential buyer to form many biases which could be carried too far.

For information about the local Zionsville, Carmel, Anson and Brownsburg Real Estate markets give me a call/text at 317-413-5311 or email me at .

Posted by:  Jeremy Page



December 19, 2011

Looking For a Good REALTOR?

Posted to Jeremy Page

If you are in the local Indianapolis area let me know I would love to help you out. However, if you are reading my blog and have a real estate need outside my coverage area let me know that as well. I belong to the Leading Real Estate Companies of the World which has great REALTORS all across the world. I also have a good sphere of other agents from all across the United States that I have met while earning my designations (ie CRS, GRI, etc.).

For more information or help with any real estate related questions give me a call/text at 317-413-5311 or email me at jpage@callcarpenter.com.

Posted by:  Jeremy Page



December 16, 2011

Local Indianapolis December Real Estate

Posted to Jeremy Page

Business is good!

In the last two weeks I have gone on four listing appointments, closed three transactions and gained three more live buyers. This is the best December I have seen in the past five years. The moral of the story is there never is a “dead” time in real estate (Though the week between Christmas and New Years will be close).

Are you thinking of buying a new home or selling your current house? I have the skills and experience to help you. Give me a call/text at 317-413-5311 or email me at .

Posted by:  Jeremy Page



December 14, 2011

Online (or not local) Mortgage Lenders

Posted to Jeremy Page

I have recently encountered some issues with buyers who were using online lenders. There are a few things to keep in mind if you plan on using an online lender. You need to make sure that they are very responsive, have been in the business for awhile and have experience in the state you are buying in. My latest experience with an online lender caused my buyer to lose a property they were excited about. The lender started out being responsive but after the initial pre approval period the responsiveness and communications started to fail. Though he was pre approved they ended up denying him. My client had already paid for a home inspection and appraisal before being denied. In this particular circumstance we were told by the lender that everything was going through smoothly and we would close on time. After being told that our closing was postponed three times each a week a piece. Then after the third week they let us know that the whole loan was denied.

I typically tell the clients I am working with it is much better to use a local lender. I have some great local lenders who will work hard for you to get you to the closing table. Online lenders tend to have a lot of transactions from all across the country. Typically their business model is more quantity and less quality. Realize this is a very general statement as there are good online lenders and bad local lenders. However, your odds of having a smooth transaction are much higher when using a local lender.

For more information about some great local lenders who want your business give me a call/text at 317-413-5311 or email me at

Posted by:  Jeremy Page



December 12, 2011

Property Tax Exemptions

Posted to Jeremy Page

If you have purchased a home OR refinanced this last year you need to file your property exemptions. You have until the end of the year to get them filed. If you do not have them filed your taxes could go up substantially next year. If you have any questions please let me know. I work with a great title company that can get me information on how to file your exemptions in any county in Indiana.

For more information give me a call/text at 317-413-5311 or email me at .

Posted by:  Jeremy Page



December 05, 2011

Zionsville Christmas Parade

Posted to Jeremy Page, Zionsville, IN

Our office had a great time in the parade this year. Though the parade route is short there was a great turnout from the community! Kids lined the street with their parents to see the different local companies dressed up in the holiday attire.

Would you like to know more about Zionsville, IN or surrounding communities such as Anson and Carmel? Call or text me at 317-413-5311 or email me at

Posted by:  Jeremy Page



December 02, 2011

Zionsville Christmas Parade

Posted to Jeremy Page

Come out and watch the parade tomorrow (December 3, 2011). It is a great opportunity to bring the kids to see local residents and companies walk through the Village in our festive outfits. You can see the tree and visit the local shops.

For more information text me at 317-413-5311 or email me at . I hope to see you there!

Posted by:  Jeremy Page



November 30, 2011

Home Warranty

Posted to Jeremy Page

I have talked with many of my clients about the value of a home warranty. It can add value to not only a home buyer but also the seller! The home warranties that I use will cover the seller during the listing term and then is transferred to the buyer at closing to protect them for one year.

If you are buying a home a warranty can be very beneficial to protect you from some of the unknowns about the house. It can help curb the cost of costly repairs on some unforeseen problems that could arise after you move into your new home. A warranty coupled with a good home inspection should provide some relief to a home buyer who might want to spend their extra money on updating/upgrading their new home or adding furnishings to it.

On the home sellers side it adds marketing value. If you offer a home warranty when you list your house then it is something you can market and promote. Often a buyer is going to ask for one at closing anyways, so why not be proactive and use it to your advantage. Another valuable reason to put a home warranty on your house while it is listed is it can help with any post closing disputes. For instance, if your furnace is working fine and it goes out on the new home owner a month after closing it allows them to contact the warranty company instead of trying to blame the previous homeowners (which unfortunately does happen sometimes). The great thing about the warranty companies I use is that they will cover you during the listing period (for six months but can normally be extended) for free! If you have their warranty in place you are covered and do not pay until the house is sold.

Something to keep in mind is that it is an insurance type product. They do cover many of the more expensive systems and appliances in the home. However, there are things that aren’t covered. Another misconception about home warranties is that they take the place of home owners insurance. This is not correct, they typically cover different things. A home warranty is designed to cover some of the items that the insurance does not.

If you have any questions about home warranties or would like to know what companies I recommend call/text me at 317-413-5311 or email me at .

Posted by:  Jeremy Page



November 28, 2011

Should You List Your House in the Winter?

Posted to Jeremy Page

This is a loaded question that depends on your particular situation. There are some advantages to having your house on the market in the wintertime. One of the biggest advantage to having your house listed during this time is that your competition typically isn’t as strong. Many people decide to take their houses off the market during this time of the year. This means there isn’t as much inventory available to the buyers who want or need to buy during this time. With the interest rates still at all time lows buyers are still buying. Whether your house is on the market or not, there will be buyers looking in your price range during the winter months. Another reason to sell your house in the winter is that often houses can show better when decorated for the holidays.

Many people I talk to are concerned about the showings that they have to accommodate around the holidays. This is something that can be resolved by requiring an approval for every appointment. You are able to control when people look at your house. Typically, there are not as many buyers during this time but the ones that are out looking are typically pretty motivated and buy quicker than they do in other months throughout the year.

Are you thinking about selling your house sometime soon? If so it would be beneficial for you to give me a call/text at 317-413-5311 or email me at . We could discuss your situation and see if it might be beneficial for you to put your house on the market during the winter or if it would be better to “wait until spring.”

Posted by:  Jeremy Page



November 24, 2011

Happy Thanksgiving!

Posted to Jeremy Page

Today is a day that we can reflect on all that we have been blessed with. Though I’m thankful that I have a nice house and drive a nice car, more importantly I’m thankful for my family and friends! I have also been blessed with many great clients who are now my friends.

What are you most thankful for today?

Posted by:  Jeremy Page



November 21, 2011

New Business is now Open in Anson

Posted to Jeremy Page, The Anson Community

The new Cracker Barrel is now open here in Anson. Unfortunately, I haven’t made it there to eat yet, but it looks like business is doing well. I did have some friends that ate there earlier this week and they said it was just as good as any other Cracker Barrel they have ever eaten at.

The Neighborhood at Anson is looking totally different than it did this time of the year last year! There are many new homes and it is progressing along well.

For more information about the homes available in Anson give me a call/text at 317-413-5311 or email me at . As always you can also check out the homes available in the local Indianapolis area at my website or friend me on Facebook.

Posted by:  Jeremy Page



November 19, 2011

Quick Fixes before Guests Arrive for the Holidays

Posted to Jeremy Page

An inspector sent me this list of items that you might want to check before all the house guests show up for Thanksgiving.

  • Fix A Doorbell - Make sure the doorbell is in working order so guests aren't left in the cold. 
  • Fix A Worn Concrete Walkway - Give guest safe passage to the doorway. 
  • Fix A Newel Post - This large post helps anchor the railing and provides access to the stairway. 
  • Fix A Bedroom Door Latch - Give guests their privacy during their stay. 
  • Recaulk The Bathroom - Take away the obvious signs of aging and mildew of old caulk so guests feel they are entering a clean tub or shower. 
  • Fix A Running Toilet - Stop annoying guests with the trickling sounds of a leaky toilet and at the same time keep from wasting gallons of water each day. 
  • Fix A Dripping Bathroom Faucet - Spare visitors the constant dripping noise of the faucet. 
  • Fix The Garbage Disposal - During the holidays the disposal gets lots of use. Make sure it is in working order for the big holiday feasts. 
  • Clean Windows - Make the home sparkle with dirt and film cleaned off the windows. 
  • Draft-Proof Windows And Doors - Keep guests warm and cozy by blocking drafts.

Posted by:  Jeremy Page



November 18, 2011

Funny Stories that could only happen to a REALTOR

Posted to Jeremy Page

I was recently showing a nice home that was vacant. After going through the house, on our way out, my client opened the freezer. I had never seen so many whole ducks frozen in a freezer. It was the absolute only thing in the house.

Another time showing a home with a young couple and their two kids we were once again getting ready to leave. I was with the husband in one room and the kid accidently knocked over a container of water with “Sea Monkeys” in it. We were all mortified when it happened and spent the next half hour getting the water up and trying to find any of the little sea monkeys that might be left on the floor. Luckily, the only thing that got damaged by the water was some printer paper. We all felt so bad and I called the listing agent immediately to see what I could do to make it right. Though we all felt so bad the listing agent and owners must not have cared near as much. I left multiple voicemails and emails with no response…that was a close one!

Posted by:  Jeremy Page



November 16, 2011

Public Transportation in Indy?

Posted to Boone County Indiana, Jeremy Page

There has been an initiative to get better public transportation throughout our city. I have been part of the talks with Mibor in regards to this matter. Mibor has been looking into the different aspects of public transportation, while seeing if it would be beneficial to our membership. There have been years of public input and technical studies about a local public transportation system. After looking into the matter more in-depth I do believe that it would allow the Indianapolis area to expand and improve the local real estate market.

I encourage you to click here to learn more. There you can find more information and sign a petition if you are in agreement. Please send me an email at or call/text me at 317-413-5311. As always you can visit my website for information about the local housing market and search for homes available here in the Indianapolis area.

Posted by:  Jeremy Page



November 14, 2011

What do you think about Indiana’s Business Climate?

Posted to Jeremy Page

Though we have experienced the business downturn here in Indiana, we are actually going through these times a lot better than most states! In fact, Site Selection Magazine showed Indiana’s business climate scored a top ten finish nationally for the 4th year in a row. The Area Development Magazine also ranked us high in this category according to a survey of national site selection consultants.

They showed Indiana as the best in the Midwest and 5th overall in the United States. They also ranked us top in the nation for rail and highway accessibility and the survey showed that we are the conultants’ second pick for states leading in the economic recovery. The Indiana Economic Development Corporation has stated that our state is continuing to be a great place for companies to locate and prosper.

Posted by:  Jeremy Page



November 11, 2011

Thank you to all our Veterans

Posted to Jeremy Page

I wanted to take time today to thank all of our Veterans. It is because of you that we have the our freedom. Though so many times people complain about other people’s opinion, it is a right that you have allowed us to have and I’m thankful for it!

I have helped several veteran’s either sell their home or buy one. The VA loan can be a great opportunity for you to get into a home with no down payment. Once again, thank you for your service to our great country!

Posted by:  Jeremy Page



November 09, 2011

Low Money Down Mortgage Options

Posted to Jeremy Page

There are several opportunities for new home buyers to buy a property with little or no money down. Some of the zero down loans that are still available are USDA Rural Housing and VA loans. There is also the possibility to buy a HUD home (FHA foreclosure) for $100 down. With all of these loans the buyers have to be approved. With the USDA Rural Housing loan there are income limits and the property also has to meet certain criteria including location.

Are you thinking about buying a home, have good income and credit but are just lacking the money in the bank? Give me a call/text at 317-413-5311 or email me at for some more information about properties that are available in the local Indianapolis area.

Posted by:  Jeremy Page



November 07, 2011

Are you Renting?

Posted to Jeremy Page

A recent article from RISMedia commented on the increasing cost of renting a home versus buying one. Renters are now outspending home owners on housing. In fact, they are currently spending about 5% more of their household budgets on housing when compared to home owners. With the tightened lending guidelines it has provided landlords the opportunity to charge more for their properties.

Another issue with this that affects the economy is that it takes away the money that these individuals spend on non-housing items. In fact, the largest decline in a households budget recently has been in transportation expenditures.

If you are renting you should at least look into seeing if it is possible to buy a home. The time has never been better for you! I know we hear a lot of negative talk in the news, but the truth is mortgage lenders are still lending money and home owners are still selling their homes. Give me a call/text at 317-413-5311 or email me at for more information about the benefits of home ownership.

Posted by:  Jeremy Page



November 04, 2011

Real Estate Recovery

Posted to Jeremy Page

Inman News came up with five signs that the real estate recovery is near. Most of these came from an interview with David Stevens, President and CEO of the Mortgage Bankers Association.

I believe Stevens is accurate when he said real estate is now at bargain levels that we will never see again in our lifetime. For more information about the local Indianapolis area real estate market give me a call/text at 317-413-5311 or email me at .

Also, be sure to check out my website or facebook.

Posted by:  Jeremy Page



November 02, 2011

Fall Maintenance Tips

Posted to Jeremy Page

This information was sent to me by Cornerstone Inspection Services. I believe it is some helpful ideas that might not come to your mind.

Posted by:  Jeremy Page



October 31, 2011

Anson Activity is Increasing!

Posted to Jeremy Page, The Anson Community

It is a busy fall here in the neighborhoods at Anson. There is construction taking place all throughout the neighborhood. From new townhomes that are nearing completion to new apartment buildings to residential single family homes. There is still an opportunity to get a great buy here in Zionsville schools. With historical low interest rates, well priced lots and great builders The Anson community has what is hard to find in Zionsville, great homes at affordable pricing.

Give me a call/text at 317-413-5311 or email me at for more information. You can also find out more information about the local housing market at my website.

Posted by:  Jeremy Page



October 26, 2011

Local Indianapolis Area Real Estate Websites

Posted to Jeremy Page

Where do you get your local housing information from the internet? Carpenter REALTORS website, including my own website, is the Indianapolis area’s most viewed website. This data just came out from an independent third party research company, compete.com. You can find valuable information such as available homes, school information, general home buyer and seller information and even discounts to local businesses and service providers.

Check it out for yourself! Of course, if you prefer I am reachable for a text/call at 317-413-5311 or email at jpage@callcarpenter.com. You can also find me on facebook.

Posted by:  Jeremy Page



October 24, 2011

New Home Starts Surged in September

Posted to Jeremy Page

New residential construction surged 15% in September. This is the highest it has been in 17 months. The building of new homes is a good sign for not only the real estate market but also the economy as a whole. Home construction provides many jobs and can continue to lead the economy in the right direction. Nationally, builders started new residential units at a seasonally adjusted annual rate of 658,000 in September. According to the U.S. Commerce Department, this is 15% higher than August and up 10.2% from the September of 2010.

Have you considered building a new home? I work with many different builders here in Boone, Hamilton, Hendricks and Marion Counties. No matter what price range you are looking there is a good chance I know a quality builder who can build you your dream home. For more information about local Indianapolis area builders or homes that are currently on the market give me a call/text at 317-413-5311 or email me at jpage@callcarpenter.com.

Posted by:  Jeremy Page



October 21, 2011

Baby Boomers are Buying Real Estate

Posted to Community Attractions, Jeremy Page

A recent national survey of 1300 real estate agents and broker found that Baby Boomers are buying real estate. Of the 1300 surveyed, 87% of them have Baby Boomer clients who already own or are looking to purchase investment properties. Baby Boomers are actively buying retirement homes, investment properties or downsizing. Many of them are financially stable and are taking advantage of the lower pricing on homes. I personally have worked with several baby boomers recently who have been buying investment properties. They have told me that they are buying rentals now because their return on investment is better on real estate than it is anywhere else.

Are you considering purchasing a rental property or other investment property? Give me a call/text at 317-413-5311 or email me at jpage@callcarpenter.com for more information on the houses available here in the Central Indiana area.

Posted by:  Jeremy Page



October 19, 2011

Want to Save Money on your Energy Bills?

Posted to Jeremy Page

It is a good thing to evaluate your expenses from time to time. One bill that you might be able to cut down a little is your energy bills. I found an article in Today’s Home Spun Wisdom that had some valuable information on how you might be able to add a few extra dollars in your pocket every month.

  1. Lock the windows- even if they are shut, air can still get through if they are not locked
  2. Unplug inused items- Even if a electronic device is not being used if it is plugged in it still draws some electricity
  3. Wash clothes in cold water- Not only will this keep your water heater from using electricity it will also make your clothes last longer.
  4. Dim the lights- Dimmed lights draw less electricity
  5. Turn off your xomputer- Turn it off at the end of the day. You can also set it to hibernate or shut off during the day if it is idle for awhile.
  6. Change the furnace filter- The purpose of the filter is to catch the tiny debris in the air. When a filter isn’t changed regularly it gets “clogged up” and restricts airflow making the furnace work harder.
  7. Rearrange the Furniture- Forced air HVAC units work best when the air can flow freely into the cold air returns and the registers
  8. Turn down the temperature on the Hot Water Tank- Most homes can set the water heater at 120 degrees F. One of the only exceptions is if you have a dishwasher that doesn’t have a booster heater on it.
  9. Open the blinds and curtains- Allow the sun to warm your home on colder days. Be sure to close the blinds and curtains at night to help keep the heat in.
  10. Avoid using the range if Possible- A smaller cooking appliance such as a microwave or slow cooker uses less electricity.

If you are interested in a more energy efficient home please let me know. Homes are now built with energy efficiency in mind. If you currently live in an older home there is a good chance we can find you a more energy efficient home in your price range. For more information about the local Indianapolis real estate market give me a call/text at 317-413-5311 or email me at .

Posted by:  Jeremy Page



October 17, 2011

Top Reasons Mortgage’s Don’t Close

Posted to Jeremy Page

I have been asked many times by clients what are the reasons why a mortgage might not close. I came across an article by Tara-Nicholle Nelson and she brought up the exact same reasons I would for why this happens.

  1. Income Issues- One of the issues I have seen in the past is clients who are counting on their spouses income. However, if the spouse has bad credit then their income most of the time is not able to be counted.
  2. Debt to Income Ratio- Though different types of loans require different ratios most are looking for less than a 45% (of income) ratio. This includes the mortgage plus monthly payments on other items such as credit cards, car and student loans.
  3. Credit Issues- Different lenders require different FICO credit scores. However, a majority of them require a 620-660 FICO score. In my experience 640 is the “magic number” for credit score.
  4. Appraisal- Due to the fraud that was committed and helped contribute to the number of foreclosures appraisers have been tightening down a lot. We still run into an occasional bad appraisal. Keep in mind that most of the times there is some actions that can be taken to straighten out the appraisal if it is truly a bad one.
  5. Property Condition- Lenders for the most part are much more concerned about the condition of the property than they used to be. A lot of condition issues come back to what an appraiser names in the appraisal. If the appraisal mentions anything about a negative condition (ie Broken Windows, Peeling Paint or very dirty carpet) then the lender often requires either the issue that was mentioned to be fixed or will not lend the money on that property.
  6. Incomplete Paperwork- Lenders used to have loan programs such as “Stated Income” that required very little paperwork. Those programs are long gone and lenders are now asking for all kinds of documentation. Then sometimes they ask for documentation about the documentation.

After mentioning this, I want to clarify it is still very possible to get a mortgage. However, the loan programs are much different than they were in the past. If you do not know whether you would be able to get a loan let me know. I have some great lenders that would be able to get you started in the process. If you know that you have some things to work on it is still a good idea to talk with a lender so they can help guide you in the correct path.

For more information about the local Indianapolis Real Estate Market give me a call/text at 317-413-5311 or email me at . You can also find me on Facebook.

Posted by:  Jeremy Page



October 14, 2011

Stabilizing Real Estate Values

Posted to Boone County Indiana, Jeremy Page

A recent article by Inman News talked about the stabilizing of the national real estate market. They attribute the stabilization to the fewer foreclosures coming onto the market. Here in Central Indiana, we are selling the foreclosed properties faster than they are coming onto the market. I anticipate this trend to continue into next year. So often we are bombarded by the news talking about all the negatives.

However, I have remained busy all year and am having the best October I have had in several years. Many times the news picks up on the negatives that are happening across the country. For instance, in Miami-Fort Lauderdale and Orlando, Florida they have seen the biggest drop from the peak to the valley dropping over 54%. However, I want to make sure you know that is not what we are experiencing here in Indiana. Our values have remained relatively stable in comparison to most other parts of the US.

Though it can be frustrating to take a loss on a current home, it can actually be beneficial financially to make a move now. The more expensive the property you are buying the more beneficial it is to you. On top of good pricing the interest rates are at all time lows. Buying your dream home now might be a lot more affordable than you realize.

For more information about the local great Indianapolis area real estate please give me a call/text at 317-413-5311 or email me at . You can also search my website for available homes in the area.

Posted by:  Jeremy Page



October 12, 2011

Tips to Fire Prevention

Posted to Jeremy Page, The Anson Community

This week is the National Fire Protection Association’s (NFPA) fire prevention week. According the NFPA, between 2005-2009 fire departments in the US responded to an average of 373,900 home structure fires per year. These fires have accounted for thousands of deaths and injuries and $7 Billion in property damage every year. The leading cause of home fire deaths is smoking materials. The leading cause of home fires and injuries is cooking equipment.

My brother-in-law is a local firefighter and he tells me of many fires that could have been prevented. Some of the tips the National Fire Protection Association gives (listed below) might sound like common sense, but unfortunately, often get over looked.

  • Smoke alarms should be installed and tested at least monthly
  • Don’t leave cooking items or clothing irons unattended
  • Don’t let children play with fire
  • Handle gasoline or propane-powered equipment cautiously
  • Install carbon monoxide detectors
  • Have a family escape plan and conduct a home “Fire Drill” at least twice a year
  • Have a portable ladder in each second floor room
  • Check fire extinguishers for expiration and make sure they are full
  • Have an updated emergency first aid kit

Posted by:  Jeremy Page



October 10, 2011

Anson Apartments

Posted to Exceptional Homes, Jeremy Page, The Anson Community

I have had several calls about the opportunites to rent in Anson. The Boulevard at Anson apartments rent from a range of about $700-$1,700 a month. They have some very nice amenities and great floorplans. There are currently some available for rent. They are completed with all of phase one, which was two buildings, and a majority of phase two. In phase two, there is going to be a total of 213 units and five of the seven buildings have been completed.

Though I do not do much with rentals, I still feel strong about the Anson community and would like to help out our community in anyway that I can. If this information looks like something you might be interested in exploring, let me know.

As always for any information about the local Greater Indianapolis area real estate give me a call/text at 317-413-5311 or email me at . You can also look at my website or friend me on Facebook.

Posted by:  Jeremy Page



October 07, 2011

Interest Rates At All Time Low

Posted to Jeremy Page, The Anson Community

Last week the 30 year fixed rate mortgage dropped below 4% for the first time in history. Interest rates can only stay this low for so long. Nobody knows exactly when they will rise but we are now lower than we have ever been before. If you are thinking about buying a home, you will be able to now get a lot more for your money!

Also, if you have a home you are planning on staying in, it is a good time to talk with a lender to see if it would be beneficial to refinance. I have some great honest lenders I work with that could talk with you and help you decide if it would be beneficial for you to refinance at this time.

For information about my preferred lender or questions about the local Boone, Hamilton, Hendricks and Marion county real estate give me a call/text at 317-413-5311 or email me at . You can also check out my website at www.YourRealtorJeremy.com.

Posted by:  Jeremy Page



October 05, 2011

Short Sales

Posted to Jeremy Page

Many people have heard of short sales but do not know what they are. A short sale put simply is the homeowner owes more on their mortgage than the house can sell for. In order for a homeowner to be approved for a short sale they have to meet certain criteria. One of the major criteria they must meet is having a valid reason/hardship that prevents them from being able to sell the property and pay the difference of what is owed. The lenders do this because they are not willing to absorb the loss of a sale just because a homeowner doesn’t want to live in that property anymore. A short sale does typically impact the sellers credit substantially and most of the sellers are delinquent on their payments.

From a buyers prospective it can be an opportunity to buy a property at a reduced price. However, this benefit comes at a price of having to wait, sometimes up to 6 months or more, to hear if the sale is approved. The recent nationwide statistics are that first time homebuyers are not buying short sales near as much as they did when they first came around. Typically it is hard for a buyer to wait as long as it could take to hear back if they are on a time frame or have a house to sell.

For more information about the local Boone, Hamilton and Hendricks Counties in Central Indiana call/text me at 317-413-5311 or email me at .

Posted by:  Jeremy Page



October 03, 2011

How to Avoid Capital Gains Tax after selling a Home

Posted to Boone County Indiana, Jeremy Page

One of the benefits to me furthering my Real Estate education and earning designations is the continued information that the organizations provide me. This article was included in a Certified Residential Specialist (CRS) newsletter. I thought it might be of some benefit.

Should you have any questions about the local Boone, Hamilton, Hendricks or Marion County real estate give me a call/text at 317-413-5311 or email me at

Posted by:  Jeremy Page



September 30, 2011

Keep your Home Safe While You are Away

Posted to Jeremy Page

One of the benefits to me furthering my Real Estate education and earning designations is the continued information that the organizations provide me. This article by Pillar to Post Professional Home Inspection was included in a Certified Residential Specialist (CRS) newsletter. I thought it might be of some benefit as you take your Fall/Winter vacations.

For more information about the local Indianapolis housing market I can be reached via phone/text at 317-413-5311 or email me at

Posted by:  Jeremy Page



September 28, 2011

Make Wood Floors Look Like New!

Posted to Boone County Indiana, Jeremy Page

Repair Wood Floors and Erase Ugly Scratches

One of the benefits to me furthering my Real Estate education and earning designations is the continued information that the organizations provide me. This article by Jane Hoback was included in a Certified Residential Specialist (CRS) newsletter. I thought it might be of some benefit.

Should you have any questions about the local Boone, Hamilton, Hendricks or Marion County real estate give me a call/text at 317-413-5311 or email me at

Posted by:  Jeremy Page



September 27, 2011

The Indiana Housing Market Update

Posted to Jeremy Page

The Indiana Association of REALTORS® released the information below about the current Indiana housing market. I thought it was great news and information for anyone who was interested in how things are here in Indiana. My personal business has been steady and I have seen the positives that they talk about. It looks like we are on a continued growth pattern!

The prior month’s increased pending home sales converted into closed sales during August 2011, and the total number of closed and pending home sales in August was more than in July 2011, marking steady progress for the Indiana housing market this summer.

Also, the total number of closed sales in August 2011 and the median sale price of those homes were both up year-over-year. This is according to the monthly “Indiana Real Estate Markets Report” today released by the Indiana Association of REALTORS®.

Statewide, when comparing August 2011 to August 2010:

  • The number of closed sales increased 27.0% to 5,967, which is 398 more sales than in July 2011;
  • The median sale price of homes increased 1.7% to $117,000; and
  • The number of pending sales increased 12.0% to 5,515, which is 332 more anticipated sales than in July 2011.

“Pending sales have increased year-over-year for four months in a row,” said Karl Berron, Chief Executive Officer. “That’s reassuring as we move farther past the impact of the federal home buyer tax credit. Hoosiers remain confident in housing as an investment.

“This growing activity is undoubtedly spurred by the lowest interest rates in most of our memories. And the fact that prices here in Indiana have held their ground,” continued Berron. “Whether the growth continues is dependent upon a number of factors outside of the real estate industry’s control. The number one item on that list is more jobs, which drives number two and three on the list – available financing for qualified buyers and less foreclosure inventory.”

REALTORS® temper their optimism because year-over-year comparisons are distorted until the impact of the federal home buyer tax credit recedes and the overall economy improves. With regard to the federal tax credit, October 2012 is the soonest an honest year-over-year comparison can be made. And even then, numbers may be skewed to reflect a last-minute push toward the September 30, 2010, deadline by which buyers taking advantage of the credit had to close their transaction.

Furthermore, while it would be easy to discount the impact of the credit the farther time moves past the April 30, 2010, signed purchase agreement deadline, it is important to remember that the closing deadline was actually extended from June 30th to September 30th to deal with the backlog of lenders.

“We welcome the year-over-year increases and acknowledge the pending sales figure as truly good news,” said Berron. “However, it is best to widen the lens through which we’re viewing today’s housing markets. Widening the lens doesn’t mean we are without challenge. It just shows that housing in Indiana has been an overall stable investment. We haven’t experienced the same intense rollercoaster ride as other states.”

Posted by:  Jeremy Page